Payment gateway question

Hi all,

I haven't really dealt much with payment gateway things and am also having a brain freeze, so would appreciate if anyone can confirm a couple of (probably basic) things for me.  Are Vantiv/WorldPay and Payment Express (we're in North America) the only options for our gateway, regardless of who is our actual processor?  I believe we currently use Vantiv for both, but may be switching away from Vantiv. 

If we keep Vantiv as our gateway, but switch to a different processor, we won't have to do anything to our credit card terminals?

I would like to provide all the info I can to my CFO so she can make an informed decision and we aren't caught unaware.  Appreciate any and all comments!

Thanks,
Kathleen 

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